Car accident compensation amounts

car accident compensation amounts

Accident Overview

There were 2.35 million injuries on the highways and byways of the United States in 2008. May involved rear-end collisions. Just as there are certain types of car accidents, there are also common car accident injuries. These include

  • Neck injuries
  • Back injuries
  • Head and brain trauma
  • Upper limbs
  • Lower limbs

Neck Injuries

The most common type of neck injury is whiplash. This results from soft tissue damage. Symptoms include headaches and pain in the neck region. Areas affected may also include the shoulder and upper limbs. Whiplash is difficult to prove and, therefore, harder to obtain compensation for.

Back Injuries

These may range from strains and sprains to herniated discs and pinched nerves to major spinal cord injuries. Back injuries are provable through medical records. What may present a problem is achieving compensation for pain and suffering resulting from a back injury.

Head And Brain Trauma

This type of common car accident injury can be severe or minor. It can be a concussion or a skull fracture. The most severe type is traumatic brain injury (TBI). Of these 3 basic types, concussion can be the hardest for which to set a compensation value.

Upper Limbs

Upper limbs include hands, elbows and

arms. The most common car accident injuries to this portion of the body are fractures. This is easily authenticated for the insurance company through medical records and treatment files.

Lower Limbs

Legs, knees and feet comprise the lower limbs of a body. The most common car accident injuries to these components include fractures, sprains and strains. A sprained Achilles heel is not unusual. Lower limb medical issues are easily verified through documentation.

Compensation Amounts

The compensation amount for common car accident injuries varies in accordance to several variables. These include

  • Percentage of body affected by the injury – insurance companies have a specific formula in place
  • Present medical costs for each injury
  • Future medical costs
  • Pain and suffering
  • Other related expenses including lost wages and other actual costs

The specific amount will depend upon the medical and expert documentation the victim provides. It also relies upon state legislature that sets specific caps and may dictate the amount of compensation allowed for a specific type of injury.

Talking To A Lawyer

When it comes to negotiating compensation amounts for common car accident injuries, you might find it best to talk to a lawyer. A specialist in the field knows what to expect and how to deal with the parties involved.


Category: Accident

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