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Accident Insurance

car accident insurance

How to Protect Yourself From Being Sued for an Auto Accident

Personal injury claims and other types of lawsuits are common where car accidents are concerned. As a motorist it is important to make sure you have yourself covered in the…

For What Reasons Would You Have to Have SR-22?

An SR-22 is a certificate of financial responsibility that displays to the state DMV that a driver is an insured motorist. The form is also referred to as an SR-22a,…

What Kind of Accidents Appear on a Driving Record?

When you are in an accident, the Department of Motor Vehicles will collect that information, and it will be stored on your driving record. Because of the various types of…

How to File an SR22 in Kansas

The purpose of Form SR22 varies from state to state. In Kansas, Form SR22 is intended to protect citizens from problem drivers. Problem drivers are required to file the form…

How to Recoup from an Auto Accident

In an auto accident different injuries can occur that aren't all physical. Victims of a car accident suffer from a wide range of financial expenses, emotional and mental distress and…

What Are the Requirements for an SR-22 in California?

Motorists whose driver's licenses have been suspended in California due to a traffic-related violation, such as driving under the influence or being an uninsured motorist involved in an accident, must…

What Happens If an Auto Accident Is My Fault?

Whenever an auto accident occurs, a number of liability issues arise. However, there are two different auto insurance systems used in the United States. These systems determine what will happen…

Coverage Under the South Carolina Personal Auto Policy

Understanding what a personal auto policy in South Carolina covers and does not cover is one of the best ways for consumers to protect themselves. There are several factors affecting…

Brinkmann Smoker Instructions

Smoking food is a great way to infuse flavor, and food smokers give you the tools required to start smoking your own dishes. The Brinkmann Smoke 'N Grill is one…

Can I Buy Car Insurance for My Old Truck Through the State of Michigan?

Michigan sets guidelines that determine a driver's eligibility for car insurance. Individual insurance companies also establish underwriting rules that can cause certain drivers and vehicles to be denied auto insurance.…

What Happens When My Car Is a Total Loss and I Owe More Than It Is Worth?

Insurance companies will pay what is called fair market value for a car that has been totaled in an accident. If you owe more than that amount, you will be…

Coupe vs. Sedan Insurance

A major consideration when purchasing a vehicle is its potential insurance cost. Insurance rates vary based on the type of vehicle you own. So whether you buy a coupe or…

What is Maine's Uninsured Motorist Penalty?

Motorists in Maine are required by law to carry minimum levels of auto insurance coverage, and failure to show evidence of insurance could result in a possible driver's license suspension…

The Types of Vehicles Insurable Under an Auto Policy

With cars, trucks, motorcycles, sport utility vehicles, recreational vehicles and all-terrain vehicles, there are a number of different types of vehicles that need insurance today. The standard auto policy can…

Uninsured Loss Recovery

Uninsured Loss Recovery (ULR) is a protection in the automobile insurance industry. ULR is for instances where an accident is caused by a third party and the insurance holder seeks…

What Kind of Coverage Do I Need When I Rent a Car?

Renting a car can get a person from Point A to Point B, but it can be confusing as to what type of insurance is needed to protect the driver…

When Is a Car Declared Totaled in Insurance?

After an accident, there are many things to think about, including what to do if your car is totaled. Before replacements or repairs, a decision must be made by insurors…

Automobile Insurance Requirements for New Jersey

The state of New Jersey requires all vehicles registered in the state to have insurance. Each vehicle must have a minimum level of coverage, but residents have the option of…

Full Coverage SR22 Vs. Liability

SR-22 insurance -- usually for high-risk drivers -- verifies that you have enough insurance to cover an accident. Major differences exist between full-coverage SR-22 and liability auto insurance, however. Full…

How to Register a Salvage Vehicle

A vehicle is classified as salvage when the cost to repair damages exceeds the vehicle's value. A salvage classification does not necessarily mean you cannot drive or repair a vehicle;…

Do You Need Insurance to Drive?

Any person in charge of a vehicle must be able to show that there is a valid insurance policy on the driver or the car, or--in some states--that the driver…

Alberta's Auto Policy

The Albertan Standard Auto Policy defines the parameters of a relationship between an insurance company and automobile drivers. It ensures that neither the insurer nor the insured will take advantage…

How to Estimate Salvage Value for Vehicles

You may need to estimate the salvage value for a vehicle that has undergone an accident and sustained damaged beyond repair. Generally, insurance companies write off a car as "totaled"…

How to Transfer a New Car Warranty

A new car is a complex piece of machinery and if any of a thousand parts should fail, your new car could need expensive repairs. Who pays for these repairs?…

The Diminished Value of a Car After an Accident

A guy runs a red light and slams into your car and now its value has just been diminished by several thousand dollars. Faced with an insurance claim, you wonder…

Laws on Insurance Card Information

Driving without insurance coverage is just as illegal as driving without a license or vehicle registration or with illegal license plates. After all, drivers may not assume financial responsibility for…

What is a CTP Green Slip?

A compulsory third party (CTP) green slip is an insurance policy that covers all passengers in a vehicle in the event of an accident. It protects drivers from being charged…

Florida Motorcycle Insurance Requirements

Insurance is one of the few ways that people have to mitigate the risks of daily life. And in no other arena is insurance more important than with moving vehicles.…

Iowa Automobile Insurance Regulations

Unlike many states, Iowa does not have a government-mandated insurance law. However, the state does not let drivers off the hook from financial responsibility for damage caused by wayward driving.…

Minnesota State Car Insurance Requirements

Minnesota is one of 13 states that has adopted a no-fault policy for automobile accidents. No-fault only refers to injuries received in an accident. Instead of citing fault, participants in…

If You Rent a Personal Car to a Friend, Who Pays for Loss if There Is an Accident?

If you are like most people, it's likely that you let other people rent or borrow your personal vehicle on occasion. Under normal circumstances, this is no problem. However, if…

Driving Insurance Rules

Navigating an automobile along the open roads takes maturity and skill--it also requires insurance. Driving insurance is designed to protect you in the event of an accident with regulations to…

Legal Mexican Auto Insurance Requirements

The Republic of Mexico requires all drivers who operate a vehicle in the nation to purchase Mexican auto insurance. Insurance that is purchased in other countries, such as the U.S.,…

How Do I Determine the Replacement Value of a Totaled Vehicle?

When your vehicle is totaled in an accident, the first thing you think about is making sure everyone involved is OK. The second thing you think about is replacing your…

Typical Auto Insurance Coverage

Auto insurance policies come in all shapes and sizes, and can usually be tailored to fit your insurance needs. Your age, driving record, state and car condition are all important…

Can You Insure a Car for a Certain Value?

Cars are normally insured for market value of the vehicle. Classic cars are one of the few types of vehicles that are insured for a stated value on a regular…

Part 7 Insurance Regulations

All Canadian provincial and territorial governments require drivers to carry liability insurance. In addition to insuring other people and their property, the insurance also covers the medical expenses and loss…

Why Is Motorcycle Insurance So Expensive?

Insurance premiums can vary drastically between motorcycles. Insurance companies bases differences on the type of motorcycle you own, whether you are financing it and the type of insurance you choose.…

How to Self Insure for Auto Insurance in California

Self-insurance in California is a risk management strategy sometimes used by companies that have fleets of cars or other motorized vehicles, but don't want to pay auto insurance premiums. Instead,…

How to Save Money for General Liability Insurance in California

There are a number of ways California motorists can save money on general liability car insurance. They include looking into the state-sponsored insurance program, where if you meet the qualifications,…

Washington State Auto Insurance Limits

A driver in Washington must have the minimum insurance state law requires to operate a vehicle. He should know the minimum amounts required, types of proof of insurance allowed, exceptions…

Types of Auto Policies

By law, all states require drivers to carry specific types and amounts of auto insurance, or to meet financial-responsibility laws. A driver should understand the different types of auto policies…

Funeral Benefits on Car Insurance Policy

Car insurance policies come with many options that will help you and your family pay for expenses that you incur due to an auto accident. One of these options is…

Bond Vs. Liability Insurance

Every driver must demonstrate the ability to cover loss caused to others with their vehicle, whether it is for personal injury or property damage. In most states, a minimum liability…

How to Compare Short-Term Car Insurance

Traditional car insurance policies cover a car for months at a time. If you only need car insurance for a few days or weeks, a short-term car insurance policy may…

Tarrant County Auto Insurance Requirements

Drivers in Tarrant County, Texas are subject to the Texas Transportation Code 601.051 which forbids people in Texas from operating a motor vehicle without establishing financial responsibility for that vehicle.…

Penalty for No Automobile Insurance in Iowa

Unlike most states, Iowa does not require car owners to carry automobile insurance. However, drivers involved in accidents must furnish proof of "financial responsibility"--usually an auto insurance policy--or lose their…

Canadian Car Insurance Laws

Owning an automobile is luxury many Canadians enjoy. In fact, the "Canadian Vehicle Survey 2005," undertaken by the Canadian government estimated there are just under 18 million vehicles in the…

How to Compare Prices for Car Insurance

To receive an insurance quote, visit providers' websites or call their office. Educate yourself on all the discounts that are available and determine the information you should provide





to these…

The Meaning of Auto Insurance Coverage & Limits

Auto insurance is an agreement between an insurance company and a policyholder to cover financial loss in exchange for premium payments. The insurance policy can be as simple as basic…

What Is Third Party Liability Insurance?

Liability insurance is designed to cover loss related to personal injury and/or property damage caused by a policyholder operating a motor vehicle. Liability insurance contains two forms of coverage--property damage…

SR22 Information

An SR22 certificate is a form an auto insurance company files with a state's department of motor vehicles (DMV) that verifies that a licensed motorist has purchased liability car insurance.…

Types of Auto Insurance in California

California law requires that all drivers purchase insurance for each private passenger car that is driven on the road. Before registering any vehicle with the California Department of Motor Vehicles…

What Type of Auto Insurance is Needed in Texas?

If an auto accident is your fault, you are responsible for paying the expenses for the other driver's property damage and injuries. To make those payments, Texas requires drivers to…

Types of Car Insurance in Canada

The last thing you want to do is crash your car and hurt yourself, or anyone else. However, in the event that this does happen, the ensuing expenses can be…

How Much Car Insurance Coverage Should I Carry?

Definition of Motor Vehicle Insurance

State laws require all owners and drivers of vehicles to purchase motor vehicle insurance. The insurance purchaser contracts with a company that sells him a policy, and, according to Entrepreneur.com,…

How Much Deductible Should You Carry on Your Car Insurance?

Typical Auto Insurance Premiums

Auto insurance provides financial protection when you are involved in a motor vehicle accident. Whether you have liability only or comprehensive coverage, your insurance coverage can help pay for costly…

Accident Claim Procedures

If you are in a car accident, contact the authorities right away, especially if there are injuries or the accident causes property damage of any kind. When there are damages,…

What Is the Purpose of No-Fault Insurance?

No-fault insurance is car insurance that pays for the damages to you, your passengers and your vehicle following an accident, whether you were or were not at fault. You and…

Alberta's Automobile Insurance Law

Alberta auto insurance laws require each motorist to carry minimum insurance coverage. This coverage should include liability for bodily injury and property damage, medical payments, death and funeral benefits, and…

How to Compare Virginia Car Insurance

In Virginia, as in nearly all states, car insurance is mandatory. However, insurance also costs money, and depending on the amount of coverage you need or want, it can cost…

What Do You Need to Renew Your Tags for Your Car?

All states in the U.S. require plate or registration renewal. Many state Department of Motor Vehicle (DMV) websites allow you to complete the process online, or you can go to…

Automobile Insurance Liability Limits

The Insurance Research Council notes that 16.3 percent of the drivers in the U.S. do not have auto insurance. A driver should know the auto insurance liability requirements and limits…

Drivers' Liability Under Florida Auto Insurance Laws

Liability insurance is the minimum insurance coverage required by most states for drivers. In Florida, drivers are required to demonstrate financial responsibility for any damage or personal injury they may…

Liability Insurance Policy Limits

Most states have laws that require motorists to carry liability insurance. According to Edmunds.com, there were only two states prior to June 1, 2010, that did not require motorists to…

Laws About Insurance After an Auto Accident

After an accident, a driver's relationship with his insurance company can change or even end. Depending on the amount of damage caused, the number of prior accidents and the conditions…

Maine No-fault Insurance Law

There are several types of auto insurance coverage, one of which is no-fault insurance coverage. According to Insure.com, this type of coverage is required in some states to help keep…

Car Insurance Policy Limits

Each car insurance policy has its limits, with the policyholder who purchased the insurance determining most limitations. While states and finance companies set minimum limits, each policyholder designs a package…

Required Liability Insurance in Utah

Much like other states, the state of Utah requires drivers to carry liability insurance. Those who don't comply with the state requirements can face stiff penalties.

Texas Car Insurance Rules

In Texas, buying and maintaining car insurance is required by law. Texas closely regulates the auto insurance industry, helping protect consumers and increase public safety. Having a basic understanding of…

Minnesota State Laws on Car Insurance

Auto insurance protects drivers "from the financial costs of an accident or injury," according the Minnesota Department of Commerce, which regulates insurance agents, adjusters and agencies. Minnesota law requires owners…

Definition of Auto Liability Insurance

Car accidents occur daily and auto insurance without liability coverage could cause financial hardship for an insured driver. Auto insurance including liability coverage for bodily injury and property damage is…

Libability Car Insurance Laws in California

In California, all motorists are required to have liability insurance in the event they are in a vehicle accident. Liability insurance covers the monetary compensation of others involved in the…

What's California SR-22 Insurance?

California SR-22 insurance usually is required for an individual with a DUI on his driving record to drive legally. This form also is called the California Proof of Insurance Certificate.

Nevada Car Insurance Minimum Liability Limits

Liability insurance for vehicles offers financial protection for policyholders when they have been found at fault for an accident causing bodily injury or property damage. In Nevada, drivers must maintain…

What Is Comprehensive & Collision Insurance?

Comprehensive and collision insurance helps provide financial security for drivers. The coverage pays for automobile damage incurred from accidents or events outside a person's control. Premiums for comprehensive and collision…

South Carolina Car Insurance Liability Laws

South Carolina requires all vehicles in the state to have liability automobile insurance coverage. The requirement ensures that drivers on South Carolina roads and highways are protected in the event…

Types of Auto Insurance Deductibles

Automobile owners carrying a loan on a vehicle must purchase comprehensive and collision insurance until the loan is paid off. Insurance companies offer deductible options for the consumer to help…

What Is the Meaning of Liability Insurance Written in Three Limits?

Automobile liability insurance covers physical damage to other persons and property when the policyholder is found at-fault for an accident. These limits are referenced in terms such as 25/50/25, leaving…

How to Determine How Much Liability to Have on Auto Insurance

Liability insurance is a type of auto insurance that covers only the claimant's property and bodily injury damages. The claimant is the other party seeking damages as a result of…

State of New York Auto Insurance Requirements

As in most states today, individuals who wish to own and/or operate a motor vehicle in the state of New York must obtain and maintain a minimum level of liability…

Minimum Liability Insurance Requirements in Texas

Insurance or other proof of financial responsibility is required in Texas. Most states require that each driver maintain at least a basic liability insurance policy, which provides coverage for damage…

How to Fix a Driving Record

When you get into a fender bender or become involved with the police, your driving record can become completely ruined. A marked driving record can raise your insurance quota or…

Texas Liability Insurance Requirements

Texas law requires anyone operating a motor vehicle to have proof of financial responsibility in the vehicle at all times. This proof must satisfy the minimum financial criteria defined by…

The Disadvantages of Auto Insurance

The advantages of auto insurance are clear. Maintaining automotive insurance demonstrates financial responsibility. It provides peace of mind in that any bills resulting from an auto accident will be covered.…

Minimum Florida Auto Insurance Requirements

Driving is not a right, but a privilege. Each state grants you the privilege of driving in return for obeying traffic laws. In Florida, one of the requirements of owning…

How to Get California State-Sponsored Car Insurance

The California Low Cost Automobile Insurance Program is a state-sponsored program that provides automobile liability insurance to good drivers who can demonstrate a financial need. To qualify, applicants have to…

The Advantages of Staying With Auto Insurance for Many Years

If you live in the United States and own a car, state law probably requires you to carry auto insurance. You may be tempted to jump from one company to…

Georgia Laws on Automobile Insurance for Teens

Each state has its own auto insurance laws in addition to those mandated by the federal government. Georgia has enacted several of its own auto insurance laws to make sure…

What Makes Car Insurance Cheaper?

There are several ways to save money on car insurance, including the most popular method of shopping around and comparing rates from insurance company to company. Other methods that allow…

Define Liability Car Insurance

The minimum insurance coverage required by law varies from state to state, but for most states, the minimum requirement is liability insurance, which provides coverage for damage a driver causes…

How to Strike the Best Deal in Online Car Insurance

Car insurance premiums can fluctuate hundreds of dollars by company. Although car insurance is mandatory in every state, you can shop around until you find the best deal for you,…

No Fault Michigan Insurance Laws

Prior to 1973, compensation for injuries from a car accident in Michigan was usually determined under a tort law claim filed in a civil court. Currently, injuries and damages from…

How to Make a Claim After a Car Accident

When you have been involved in a car accident it can be overwhelming to think about the next steps you must take. For that reason, it helps to have a…

What Is Third Party Car Insurance?

While it is a standard legal requirement to carry car insurance in most countries, there are different coverage levels to ensure that your vehicle is fully covered to the extent…

What Type of Auto Insurance Is Required in Illinois?

Auto insurance comes in a variety of forms, each providing financial protection under different circumstances. Every state has its own laws regarding required types of coverage and minimum amounts. Illinois…

What Is SR-22 Coverage?

An SR22 bond is a type of motor vehicle insurance, often used for high-risk drivers, that provides a minimum coverage allowed by law. This type of financial responsibility covers the…

The Average Automobile Insurance Rates

Automobile insurance and policy premiums differ by state and even county. Many factors go into determining a premium amount, including driver and vehicle information. Regardless of area and policy differences,…

Source: www.ehow.com

Category: Accident

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