Example of accident report
Accident Report Overview
Accident reports contain information related to an event supplied by those involved or other witnesses, and may be required for a variety of purposes. They are often used by insurance companies to determine whether to approve or deny coverage, as evidence by police or individuals involved in a lawsuit to determine whether a law was broken, or to maintain a record by a certain state agency charged with addressing safety matters, like the Department of Motor Vehicles or state Department of Health.
Accident reports also come up in the workers' compensation context. Workers' compensation statutes are in place to provide benefits to those who are injured on the job; the program is funded by employers through insurance premiums. If an employee is injured - for example, when an employee falls off a ladder and breaks his arm - state law can vary on how long an employer has to complete the accident report, which may depend on the severity of the injury. For example, in Illinois, the report must be submitted no later than two working days after the accident if it resulted in death. However, this period extends to one month if the injury was not fatal. In the report, you will need to include basic information about the employee, type of injury and where it was sustained, and names and contact information of any witnesses. You may also be required to supplement your report with an additional form if the injury turns out to be permanent.
Healthcare Accident Reports
You may also be required to submit an accident report, sometimes referred to as an incident report, related to health services. These reports help state licensing committees make sure that standards are being met and improve the quality of healthcare. Examples of accidents that may require a report include a patient being injured by a fall at a hospital or staff member exposing a patient to a dangerous or harmful chemical. Although the reporting procedure can vary from state to state and between different types of facilities, common information supplied includes the location of the accident, name of the patient, staff members involved, and description of the facts surrounding the accident. Your state may have a deadline for when the report must be submitted to the licensing board. For example, in South Carolina, the report must be submitted within 10 days if it resulted in serious injury -- such as bone fractures or burns -- or death. If the injury was not serious, the report is instead kept on file at the facility.
Property Accident Reports
If someone is hurt on your property or your property is damaged, you may be required to complete an incident report and return it to the liability insurer for your business premises or company providing you with homeowners insurance. The insurance company often supplies the appropriate form for you to use, and you will most likely be asked to describe the accident, specify where it happened and indicate the nature of the damage or injury.
Accidents on Government Property