Making A Car Accident Compensation Claim
If you have suffered an injury in a car accident which was clearly the fault of the other party, you may be entitled to file a compensation claim.
Irrespective of whether you were driving the car, a passenger in the car or a pedestrian hit by the car, you have a right to be compensated for all your medical expenses, lost income, lost potential future income and other related expenses that are directly related to the car accident.
Call The Police Immediately
Even if the car damage looks minor and the injuries look like they are very mild and do not require immediate medical treatment, it is still advisable to call the police to the scene of the accident so you can get an official record of everything.
At a later date, when you can, get a copy of the official police report and keep it with you. This report will contain several important details that could help you when filing your claim for compensation successfully. In clear cut cases of where the fault lies, the report may also include the police officer’s opinion of who was responsible for the accident.
Collect & Maintain All Documentation Pertaining To The Accident
Make notes about the accident as soon as you are able to. Include as many details as you can, even those that may seem insignificant at the time. You will need to maintain all documentation and receipts that are associated with the accident. This could include:
• Photographs of the vehicle and of the accident scene
• Photographs of your injuries immediately after the accident
• Memos, prescription orders and receipts related to your medical care, including X-Rays and details of visits to the physical therapist, family doctor, emergency room or chiropractor. Make sure the necessary documentation is signed and dated. You do not want it dismissed on a technical error.
• Keep receipts of all miscellaneous costs that you incurred, which were a direct result of the
accident – paying for a taxi service, cost of hiring child care or cancelling airline tickets if you were scheduled to travel.
• Letter from your employer verifying your lost work hours and also stating how much income you would have lost.
You should also maintain a daily diary where you record all other details related to the case that cannot otherwise be substantiated with receipts. For example, if you are undergoing treatment at the hospital, write down all details of how you got there and back, what the treatment involved and how long it took as well as the discomfort and pain you had to go through.
Keep a record of your emotional state on most days. Mention all of the difficulties you have to overcome on a daily basis. All of this will help strengthen your case and get you the compensation you deserve especially if you are suffering from long-term effects.
Look For A Personal Injury Solicitor
Start looking for a personal injury solicitor right away. If you are planning on filing a car accident compensation claim, and you should, it is always a good idea to have a solicitor representing you for several reasons.
First and foremost, with a solicitor by your side, the car insurance company will not be so quick to tempt you with a dismal settlement in exchange for dismissing the case. Many car insurance companies make their money off coercing accident victims into entering a quick settlement instead of dragging the case in court. While this may seem like a good offer at the time, the truth is, what they offer is likely to be far lower than what you are entitled to and what you will eventually get if you file an accident compensation claim.
Another reason for hiring a personal injury solicitor is that they are experienced and will know exactly how to present your case and what factors to include in the presentation so that you get the highest compensation possible.