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Accident insurance policy

accident insurance policy

Personal Accident

Claim Process for Personal Accident

We provide the best services to make claiming as simple and straightforward as it possibly can be. Just follow these simple steps below to claim:

Accidental Death 1. Duly filled and signed claim form 2. Original Death Certificate (issued by the office of Registrar of Births and Deaths) 3. Copy of First Information Report (FIR) / Panchnama duly attested by the concerned police station 4. Copy of Medico Legal Certificate duly attested by the concerned hospital. 5. Copy of Post Mortem report wherever applicable 6. Income proof of the Proposer a. Last three months Salary Slip b. Last year’s ITR / Form 16 c. Employer’s Certificate d. Audited Accounts Guidelines

  • 1) Death should occur consequent to an Accident within 90 days of the Accident and the injuries should be the sole and direct cause of death.
  • 2)The Sum Assured should be upto eight times of the annual income. If the Sum Assured is more than eight times the annual income then the claim is to be investigated for the annual income of the Insured Person at the time of taking the policy. If the Sum Assured is less than eight times the annual income, then the claim will be subjected to further consideration by Us.
Accidental Permanent Total Disability

1. Duly filled and





signed claim form 2. Hospital Discharge Summary (in original) / self attested copies if the originals are submitted with another insurer 3. Final Hospital Bill (in original) / self attested copies if the originals are submitted with another insurer. 4. Medical consultations and investigations done from outside the hospital. 5. Original certificate of Disability issued by a Medical Board duly constituted by the Central and the State Government. 6. Copy of First Information Report (FIR) / Panchnama duly attested by the concerned police station 7. Copy of Medico Legal Certificate duly attested by the concerned hospital. 8. Income proof of the Proposer a) Last three months Salary Slip b) Last year’s ITR / Form 16 c) Employer’s Certificate d) Audited Accounts

Guidelines

  • 1. Disability should have been sustained consequent to an Accident and should have occurred within 90 days of the date of sustaining an injury.
  • 2. Disability certificates only issued by a Medical Board are to be accepted.
  • 3. The Sum Assured should be upto eight times of the annual income. If the Sum Assured is more than eight times the annual income then the claim is to be investigated for the annual income of the Insured Person at the time of taking the policy. If the Sum Assured is less than eight times the annual income, then the claim will be subjected to further consideration by Us.

Source: www.maxbupa.com

Category: Accident

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